This is what the entire bottom floor of apartments on at a complex S Crutcher Street in Springfield looks like this morning after Category 3 water damage. What is category 3 water damage? It’s the worst classification of water damage and is grossly unsanitary. It includes water that is suitable for bacterial growth. That typically means a sewage line has broken.
When something like this happens you’ll need to temporarily move out of your home for health and safety reasons. If you have renters insurance, then everything that gets touched by category 3 water will be replaced.
Let this serve as a prime example of how renters insurance can be useful. If these people didn’t have renters insurance they are going to have to replace everything in their homes out of pocket. Most renters insurance policies cover category 3 water, and will replace anything it touches.